This endpoint enables organizations to verify the identity of individuals by performing checks against a variety of data sources. This endpoint is typically used as part of a larger identity verification process to ensure that an individual is who they claim to be.
User Onboarding and AML Check
User onboarding and Anti-Money Laundering (AML) check
This endpoint enables organizations to verify the identity of individuals by performing checks against a variety of data sources. This endpoint is typically used as part of a larger identity verification process to ensure that an individual is who they claim to be.
The following data points are collected during user onboarding:
First Name (mandatory)
Last Name (mandatory)
Optional Data Points:
Other Names (e.g., middle name)
Advanced Media Check (verification using additional sources beyond standard checks)
Adverse Media Check (screening for negative media mentions)
AML Checks:
The screening will undergo the following AML checks based on the specified check_type in the provided data:
Politically Exposed Person (PEP) Check: This check screens the user against global databases of PEPs, including individuals holding prominent public functions like government officials, heads of state, and their family members. The purpose is to identify potential risks associated with PEPs due to their heightened exposure to corruption.
Sanctions Check: This check screens the user against sanctions lists maintained by international organizations and government bodies. These lists identify individuals and entities subject to economic or trade restrictions. The purpose is to comply with regulations and avoid transacting with sanctioned parties.pen_spark
Note: By default the check types are "pep" and "sanction"
Additional Considerations:Advanced Media Check (Optional): If enabled, the onboarding screening may involve additional verification using sources beyond standard checks. This could include social media verification, professional licensing verification, or cross-referencing with business directories.
Adverse Media Check (Optional): If enabled, the onboarding screening may involve screening for negative media mentions about the user. This can help identify potential reputational risks associated with the user.
| Attribute | Description | Response Type | Meaning |
|---|---|---|---|
| pep | List of Politically Exposed Persons (PEPs) matched against the provided names. | List of objects(records) | Empty list indicates no PEP matches found. A list of objects indicates potential PEP matches. |
| Sanction | List of sanctions records matched against the provided names. | List of objects(records) | Empty list indicates no sanctions matches found. A list of objects indicates potential sanctions matches.pen_spark |